Terms & conditions

Dated: 20/02/2026

1 . Introduction

These Terms & Conditions (“Terms”) govern your use of the IPO Pulse mobile application and website (“Platform”), operated by IPO Pulse (“we”, “our”, “us”).

By downloading, accessing, registering, or using the Platform, you confirm that:

• You have read and understood these Terms

• You agree to be legally bound by them

• You agree to our Privacy Policy

If you do not agree, please discontinue use of the Platform.

We may update these Terms periodically. Continued use after updates constitutes acceptance of the revised Terms.

2 . Nature of Services

IPO Pulse is a technology-driven information platform designed to simplify IPO-related data and improve investor access to public market information. We provide structured IPO data, subscription statistics, analytics tools, and AI-assisted document summaries to help users better understand publicly available information.

IPO applications facilitated through the Platform are executed via registered brokerage partners in accordance with applicable exchange and regulatory guidelines.

3. Regulatory Status

IPO Pulse is an independent technology platform and is not registered with SEBI as:

• Investment Adviser
• Research Analyst
• Merchant Banker
• Stock Broker

The Platform does not provide investment advice, stock recommendations, portfolio management, or personalised financial guidance.IPO applications initiated through the Platform are processed and executed via registered brokerage partners in accordance with applicable exchange and regulatory guidelines.

All information available on the Platform is provided for educational and informational purposes only.

4. Information & Educational Use

The Platform may display:

  • IPO issue details

  • Subscription trends

  • Category-wise demand data

  • Expected Premium (GMP) estimates

  • AI-assisted DRHP/RHP summaries

  • Historical listing performance

  • Analytical tools and calculators

This information is presented in a simplified format to enhance clarity and accessibility.

Nothing on the Platform should be interpreted as:

  • Investment advice

  • A buy/sell/hold recommendation

  • A research report

  • A solicitation to invest

  • A guarantee of allotment or listing gains

All investment decisions remain solely at the discretion of the user.

5. Expected Premium (GMP) Information

“Expected Premium” figures reflect informal market estimates based on publicly circulating market sentiment.

These figures:

  • Are not official exchange data

  • May be speculative or volatile

  • May change without notice

  • May not reflect actual listing performance

Users should not rely solely on such estimates while making investment decisions.

6. AI-Assisted Document Summaries

IPO Pulse provides AI-assisted summaries of DRHP and RHP documents to simplify complex regulatory filings and make them easier to understand.

These summaries:

  • Are condensed interpretations of official filings

  • May not include every disclosure

  • Are intended for convenience and clarity

Users are encouraged to refer to the official Red Herring Prospectus (RHP) and stock exchange filings for complete and authoritative information before investing.

7. Investor Responsibility

Before applying to any IPO, users should:

  • Review the official RHP and statutory disclosures

  • Verify price band, lot size, and timelines on NSE/BSE websites

  • Ensure correct investor category selection (Retail / S-HNI / B-HNI)

  • Understand category-specific regulatory rules

  • Confirm all application and mandate details carefully

All investment decisions, applications, and mandate approvals are the sole responsibility of the investor.

IPO Pulse is not responsible for:

  • Incorrect category selection

  • Incorrect lot entry

  • Mandate approval errors

  • Registrar-level rejection

  • Exchange-level technical rejections

8. Eligibility

By using the Platform, you confirm that you:

  • Are at least 18 years old

  • Are legally capable of entering into binding agreements

  • Possess valid PAN and required KYC documentation

  • Are not restricted by any regulator or court from participating in securities markets

9. Account Registration & Security

If you create an account, you agree to:

  • Provide accurate and complete information

  • Maintain confidentiality of your login credentials

  • Take responsibility for activity under your account

  • Notify us immediately in case of unauthorized access

We reserve the right to suspend or terminate accounts in cases of:

  • False information

  • Security concerns

  • Regulatory non-compliance

  • Misuse of the Platform

10. Data Sources & Availability

IPO Pulse relies on:

  • Public exchange filings

  • Registrar disclosures

  • Third-party data feeds

  • Market information sources

  • API integrations

  • AI-based processing systems

While we strive to provide accurate and timely information, we do not guarantee:

  • Real-time accuracy

  • Uninterrupted access

  • Absence of technical errors

  • Availability during exchange outages or maintenance

The Platform is provided on an “as-is” and “as-available” basis.

11. Third-Party Integrations

The Platform may integrate with:

  • UPI applications

  • Banks

  • Exchanges

  • Registrars

  • Payment gateways

IPO Pulse does not control third-party systems and is not responsible for their actions, technical failures, delays, or processing outcomes.

Your interactions with third-party services are governed by their respective terms and policies.

12. Intellectual Property

All Platform content, including:

  • Software

  • Interface design

  • Databases

  • Branding

  • Text, graphics, and layout

  • AI models and processing systems

is owned by or licensed to IPO Pulse.

You may not:

  • Copy or redistribute content

  • Reverse engineer the Platform

  • Scrape or commercially republish data

  • Create derivative works

without prior written consent.

13. Prohibited Conduct

You agree not to:

  • Attempt unauthorized access or security breaches

  • Upload malicious code or automated bots

  • Engage in scraping or data extraction

  • Impersonate another individual

  • Use the Platform for fraudulent IPO applications

Violations may result in suspension and legal action where applicable.

14. Limitation of Liability

To the maximum extent permitted by law, IPO Pulse and its team shall not be liable for:

  • Investment losses

  • Listing losses

  • Data inaccuracies

  • Delayed subscription data

  • Failed UPI mandates

  • Registrar or exchange rejections

  • Technical interruptions

  • Indirect or consequential damages

Use of the Platform is at your sole risk.

15. Privacy

Personal data is processed in accordance with our Privacy Policy and applicable Indian laws. We implement reasonable safeguards but cannot guarantee absolute security of electronic transmissions.

16. Governing Law

These Terms are governed by the laws of India.

Courts of Rajkot, Gujarat shall have exclusive jurisdiction over disputes arising from use of the Platform.

17. Grievance Redressal

For any grievances or queries, please contact:

Grievance Officer
IPO Pulse
info@ipopulse.in

We aim to acknowledge complaints within 24 hours and resolve them within 15 working days in accordance with applicable regulations.